Financial Planning Disclosure Brochure
The Form ADV Part II is legally required to be delivered to all clients.
Disclosures
Past investment performance does not guarantee future results. Investing in the stock and bond markets is risky, and principal, interest rates, expenses, taxes, inflation, and exchange rates
fluctuate. This may cause an investment to lose value and to be worth less than when originally invested.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Cynthia Freedman and Freedman Financial Planning. Material presented is believed
to be from reliable sources; however, we make no representation or warranty, either express or implied, as to its accuracy or completeness. All information and ideas should be discussed in
detail with your individual adviser prior to implementation. Freedman Financial Planning expressly disclaims any liability for losses or damages, whether direct or indirect, foreseeable or
unforeseeable, incurred or suffered by any user of this website or of the information provided in this website. By accessing this website, each user fully releases Freedman Financial
Planning from any and all claims, rights, and recourses for such losses or damages.
The presence of this website on the Internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents
of any state other than the state of California or where otherwise legally permitted, or where an exemption or exclusion from such registration exists. Freedman Financial Planning is legally
registered to provide investment advisory services to residents of the State of California.
Nothing in this website is to be construed as legal, tax, accounting, investment, or other professional or expert advice, nor shall it be construed as a recommendation to sell or buy any security
or other instrument. Users of this website are recommended to seek professional advice with respect to these or related matters.
Privacy Policy
Freedman Financial Planning is committed to safeguarding the confidential information of all current, former, and potential clients. All personal information provided to our firm is held
in the strictest confidence. These records include personal information we collect from you in connection with any services or potential services provided by us.
We have never disclosed information to nonaffiliated third parties, except as required by law or by your consent, and do not anticipate doing so in the future. If we were to anticipate such
a change in firm policy, we would be prohibited under the law from doing so without advising you first.
We use your information in helping you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy.
You are welcome to a copy of a complete statement concerning our firm's privacy policy. You may download a copy of the privacy policy or you
may
to send one to you.
Copyright
All rights reserved. All material contained herein is copyright protected and may not be reproduced in any manner without the express written permission of the copyright owner.
CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame logo) are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded
to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.
